← Back to flagged apps
Flagged by SEC advisory
USCREDIT
Do not borrow from this app. It has been named in a public SEC advisory.
- Flagged app name
- USCREDIT
- Reason
- Operating without SEC authority
- Advisory date
- August 2, 2026
- Source
- Named in a Securities and Exchange Commission advisory.
Lending money to the public in the Philippines requires SEC registration and a Certificate of Authority.
The date recorded in our records for this advisory.
What this means for you
- An unauthorised lender is not bound by SEC lending rules, so interest, fees and collection practices are unchecked.
- Uninstall the app and revoke its contacts, photos and storage permissions in your phone settings.
- If you are being harassed, you can report it to the SEC Enforcement and Investor Protection Department.
Registered alternatives
Other apps whose operating company is currently recorded by the SEC as registered. This is not an endorsement or a recommendation to borrow — compare the real cost first.
Not sure about another app? See every app matched to an SEC-registered company or learn how to verify a lender yourself.
Other flagged apps
Our records are maintained by hand and may lag behind official SEC updates. Always cross-check on the SEC website.