Legit loan apps in the Philippines
These are the 153 online lending apps in our records that we can match to a company registered with the Securities and Exchange Commission of the Philippines, and that are not named in any SEC advisory we hold. Tap any app to see the operating company, its SEC registration number and the date we last checked it.
Registered means lawful to operate and accountable to the SEC. It is not an endorsement, and it says nothing about interest rates or collection conduct. LegitLend PH is an independent information resource — not a lender, not affiliated with the SEC, and we never process loan applications.
A
- Is ACOM – Fast Cash Loan legit?Acom Consumer Finance Corporation · SEC Reg. No. CS201724897
- Is advance.ph legit?Advance Tech Lending Inc. · SEC Reg. No. CS201819635
- Is Aeon Credit Service Mobile App legit?Aeon Credit Service (Philippines) Inc · SEC Reg. No. CS201300789
- Is Akulaku legit?Streetcorner Lending Corp. (Akulaku) · SEC Reg. No. CS201606603
- Is Asialink Mobile CRM App legit?Asialink Finance Corporation · SEC Reg. No. A199711768
- Is asteria.com.ph legit?Asteria Lending Inc. (Cashbazaar) · SEC Reg. No. CS201603853
- Is Atome PH legit?Neuroncredit Financing Company Inc. · SEC Reg. No. CS201816338
- Is Ayudas legit?Armorak Lending Inc · SEC Reg. No. CS201908271
B
- Is Balikbayad legit?First Digital Finance Corporation · SEC Reg. No. CS201516347
- Is Bene legit?Wing Of Integrity Lending Corp. · SEC Reg. No. CS201825672
- Is bfcloans.ph legit?Buenavista Financing Corporation · SEC Reg. No. 0000153432
- Is Big Loan legit?Fingertrip Lending Corp · SEC Reg. No. 2020070001053-00
- Is Billease legit?First Digital Finance Corporation · SEC Reg. No. CS201516347
C
- Is Cash Baka legit?Microdot Lending Corporation · SEC Reg. No. CS201951287
- Is Cash-Express legit?Cashxpress South East Asia Lending Inc. · SEC Reg. No. CS201951088
- Is Cash-Here legit?E-Generation Lending Corporation · SEC Reg. No. 2021070020530-12
- Is Cashalo legit?Paloo Financing, Inc. · SEC Reg. No. CS201800209
- Is Cashbee.ph legit?Cashbee Lending Services Inc. · SEC Reg. No. CS201912321
- Is Cashmart.ph legit?Cash Mart Asia Lending Inc. · SEC Reg. No. CS201610084
- Is Cashme legit?Hupan Lending Technology Inc. · SEC Reg. No. CS201901197
- Is Cashmum legit?Cashmum Lending Investors Corp. · SEC Reg. No. CS202102336
- Is CashniJuan legit?Snapcash Lending, Inc. · SEC Reg. No. CS201804836
- Is Cashoyo legit?Philippine Cashtrout Lending Corporation · SEC Reg. No. CS201910407
- Is Cashwow legit?Hupan Lending Technology Inc. · SEC Reg. No. CS201901197
- Is cashxpress.ph legit?Cashxpress South East Asia Lending Inc. · SEC Reg. No. CS201951088
- Is cepatkreditfinancing.com legit?Cepat Kredit Financing Inc. · SEC Reg. No. CS201909976
- Is cifph.com legit?Ceimmarj Financing Incorporated · SEC Reg. No. CS200308112
- Is Corpfund legit?Corpfund Lending Investor Corporation · SEC Reg. No. DS93000045
- Is crawfort.com.ph legit?Crawfort Micro Lending Technologies Philippines Inc. · SEC Reg. No. CS201906864
- Is Credit Cash legit?Hi-Fin Lending Inc. · SEC Reg. No. CS201910995
- Is Credit Cash legit?Microdot Lending Corporation · SEC Reg. No. CS201951287
- Is Credit Peso legit?Microdot Lending Corporation · SEC Reg. No. CS201951287
D
E
- Is E-Perash legit?Scoreone Financing Corp · SEC Reg. No. CS201919995
- Is Easy Borrow legit?Wing Of Integrity Lending Corp. · SEC Reg. No. CS201825672
- Is Easycash legit?Easycash Lending Company Inc. · SEC Reg. No. CS201001882
- Is EasyPeso legit?Creditable Lending Corporation · SEC Reg. No. CS201817516
- Is esquire.ph legit?Esquire Financing Inc. · SEC Reg. No. CS201102284
- Is Etomo legit?And Financing Corporation · SEC Reg. No. CS201840930
- Is EZLoan legit?Hupan Lending Technology Inc. · SEC Reg. No. CS201901197
F
- Is Fast Cash legit?Fcash Global Lending Inc. · SEC Reg. No. CS201803813
- Is Fastcash VIP legit?Fcash Global Lending Inc. · SEC Reg. No. CS201803813
- Is Fastpeso legit?Sumulong Financing, Inc. · SEC Reg. No. CS201915712
- Is Fcash legit?Fcash Global Lending Inc. · SEC Reg. No. CS201803813
- Is FDFC legit?First Digital Finance Corporation · SEC Reg. No. CS201516347
- Is Fido.ph legit?Fidoph Lending Corporation · SEC Reg. No. CS201825101
- Is Fidoph Philippines legit?Fidoph Lending Corporation · SEC Reg. No. CS201825101
- Is finbro.ph legit?Sofi Lending Inc. · SEC Reg. No. CS201908275
- Is FundEasy legit?Unistar Credit And Finance Corporation · SEC Reg. No. CS200528016
- Is Funpera legit?Df Credit Lending Corporation · SEC Reg. No. CS202002430
G
- Is Gcredit legit?Fuse Lending, Inc. · SEC Reg. No. CS201617622
- Is gdfi.com.ph legit?Global Dominion Financing, Inc. · SEC Reg. No. CS200305834
- Is Go Peso legit?Microdot Lending Corporation · SEC Reg. No. CS201951287
- Is goldenfinancing.com legit?Golden Legacy Lending Corp. · SEC Reg. No. 0000193697
- Is Gopeso legit?Sumulong Financing, Inc. · SEC Reg. No. CS201915712
- Is GrabFinance legit?Grab Financial Services Philippines, Inc · SEC Reg. No. CS201905977
- Is Grabpeso legit?Sumulong Financing, Inc. · SEC Reg. No. CS201915712
H
- Is Halika Cash legit?E-Borrow Lending Corp. · SEC Reg. No. 2020100002616-030
- Is Happycash legit?Yinshan Lending Inc. · SEC Reg. No. CS201900108
- Is Happypera2 legit?Royal Yohoo Lending Investors Corporations · SEC Reg. No. CS201906145
- Is Honey Loan legit?Warm Cash Lending Corp. · SEC Reg. No. CS200813771
I
J
K
- Is kayamo.com.ph legit?Kayamo Atlas Lending Corp. · SEC Reg. No. CS201914952
- Is Kpeso legit?Codeblock Lending Inc. · SEC Reg. No. CS201913681
- Is Kreddy.ph legit?Online Loans Pilipinas Financing Inc. · SEC Reg. No. CS201726430
- Is Kusog Pera legit?Kusog Pera Lending Inc. · SEC Reg. No. CS201916669
- Is kviku.ph legit?Kviku Lending Co. Inc. · SEC Reg. No. CS201918702
L
- Is Lemon Loan legit?Flash Cash 101 Lending Corp. · SEC Reg. No. CS201915317
- Is Light Kredit legit?Prima Fintech (Philippines) Lending Corporation · SEC Reg. No. CS201951100
- Is Loan Application Portal legit?Radiowealth Finance Company Inc. · SEC Reg. No. AS9600005A
- Is Loan Ranger legit?First Digital Finance Corporation · SEC Reg. No. CS201516347
- Is LoanChamp legit?Y Finance Inc. · SEC Reg. No. CS201800494
- Is loanstarlending.com.ph legit?Loan Star Lending Group Corp. · SEC Reg. No. CS201420759
- Is Lpeso legit?Singularity Lending Inc · SEC Reg. No. 2021060015436-59
- Is LuckyPeso legit?Lucky Shell Fintech Lending, Inc. · SEC Reg. No. CS201912995
M
- Is Mabilis Cash legit?Mali Lending Corp · SEC Reg. No. CS201907662
- Is Madali Loan legit?Quark Financing Corp. · SEC Reg. No. CS20200000916
- Is Madaloan legit?Ifun Lending Corp. (Madaloan) · SEC Reg. No. 2021090025243-01
- Is Masayacash legit?Snapcash Lending, Inc. · SEC Reg. No. CS201804836
- Is MayPera legit?Lucky Shell Fintech Lending, Inc. · SEC Reg. No. CS201912995
- Is Microloan legit?Dolphin Lending Investor, Inc. · SEC Reg. No. CS201911897
- Is MiPeso legit?Lucky Shell Fintech Lending, Inc. · SEC Reg. No. CS201912995
- Is Mocasa legit?Philippine Cashtrout Lending Corporation · SEC Reg. No. CS201910407
- Is Moneycat.ph legit?Moneycat Financing Inc. · SEC Reg. No. CS201953073
- Is Moregold legit?Thrift Platinum Lending Corp. · SEC Reg. No. 2020120004404-02
- Is MotorcycleLoan legit?Asiasource Financial Inc · SEC Reg. No. CS201412567
- Is Mr. Cash legit?E-Generation Lending Corporation · SEC Reg. No. 2021070020530-12
- Is My Home Credit legit?Hc Consumer Finance Philippines, Inc. · SEC Reg. No. CS201301354
- Is my.firstcircle.ph legit?First Circle Growth Finance Corp · SEC Reg. No. CS201605477
- Is myRCF legit?Right Choice Lending Corp. · SEC Reg. No. CS201612058
- Is myRightChoice legit?Right Choice Lending Corp. · SEC Reg. No. CS201612058
O
P
- Is Paghiram legit?Mycash Lending Investors Inc · SEC Reg. No. CS201840987
- Is Pautang Online legit?LHL Online Lending, Inc. · SEC Reg. No. CS201916699
- Is Pautang Peso legit?LHL Online Lending, Inc. · SEC Reg. No. CS201916699
- Is Pera247 legit?Pera247 Lending Corporation · SEC Reg. No. CS201734339
- Is Perajet legit?Perajet Lending Corporation · SEC Reg. No. CS201629480
- Is PeraMoo legit?Magician Of Money Lending Corp. · SEC Reg. No. CS201918391
- Is Peso Online legit?Mycash Lending Investors Inc · SEC Reg. No. CS201840987
- Is Peso Pocket legit?Prima Fintech (Philippines) Lending Corporation · SEC Reg. No. CS201951100
- Is Peso Redee legit?Peso Redee Financing Co. Inc. · SEC Reg. No. CS201804564
- Is Peso Wallet legit?Hi-Fin Lending Inc. · SEC Reg. No. CS201910995
- Is Peso2you legit?Snapcash Lending, Inc. · SEC Reg. No. CS201804836
- Is Pesocash legit?Myloan Lending Investors Inc · SEC Reg. No. CS201900197
- Is PesoGO legit?Dolphin Lending Investor, Inc. · SEC Reg. No. CS201911897
- Is Pesohaus legit?Leapgen Lending Inc. · SEC Reg. No. CS201915717
- Is Pesoin legit?Link Credit Lending Investors Inc · SEC Reg. No. CS201914644
- Is Pesoloan legit?Masaganang Buhay Finance Philippines Corporation · SEC Reg. No. CS201824008
- Is Pesomio legit?Philippine Cashtrout Lending Corporation · SEC Reg. No. CS201910407
- Is Pesopay legit?E-Generation Lending Corporation · SEC Reg. No. 2021070020530-12
- Is PesoQ legit?U-Peso Lending Investors Corp. · SEC Reg. No. CS201816691
- Is Pesos.ph legit?Philippine Rup Financing Corporation · SEC Reg. No. CS201909023
- Is PG Finance legit?Prime Global Finance Corporation · SEC Reg. No. A199610344
- Is PHPocket legit?Mycash Lending Investors Inc · SEC Reg. No. CS201840987
- Is Pinoy Peso legit?Inclusive Credit Lending Inc. · SEC Reg. No. CS201909928
- Is Pitacash legit?Finance Technologies Inc. (Pitacash) · SEC Reg. No. CS201902369
- Is Plentina legit?Plentina Lending, Inc. · SEC Reg. No. CS20200001117
- Is Prima Loan legit?Prima Fintech (Philippines) Lending Corporation · SEC Reg. No. CS201951100
- Is Primeloan.ph legit?Philippine Top Platinum Lending Corporation · SEC Reg. No. CS201421830
Q
S
- Is Sloans legit?Seamoney (Credit) Finance Phil Inc · SEC Reg. No. CS202005382
- Is SnaPera legit?Kusog Pera Lending Inc. · SEC Reg. No. CS201916669
- Is Snappy Cash legit?E-Generation Lending Corporation · SEC Reg. No. 2021070020530-12
- Is Spaylater legit?Seamoney (Credit) Finance Phil Inc · SEC Reg. No. CS202005382
- Is Sukiloan legit?Hupan Lending Technology Inc. · SEC Reg. No. CS201901197
- Is Sumisho legit?Sumisho Motor Finance Corporation · SEC Reg. No. CS200917691
- Is Support legit?Excellent Era Lending Service Corp. · SEC Reg. No. CS201913044
- Is suprememk.ph legit?Supreme Money Lending Corp · SEC Reg. No. CS202001119
T
- Is Taga Cash legit?E-Borrow Lending Corp. · SEC Reg. No. 2020100002616-030
- Is Tala legit?Tala Financing Philippines Inc · SEC Reg. No. CS201710582
- Is Tendopay legit?Temple Tech Finance Corp. · SEC Reg. No. CS201820732
- Is Toyota Financial Services PH legit?Toyota Financial Services Philippines Corporation · SEC Reg. No. CS200251691
U
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X
Z
Questions borrowers ask about legit loan apps
- What makes a loan app legit in the Philippines?
- Three things, all issued by the Securities and Exchange Commission: the company must be SEC-registered, it must hold a Certificate of Authority to operate as a lending or financing company, and the app itself must be recorded on the SEC's list of online lending platforms. An app that satisfies all three is lawful to operate — that is not a promise of fair pricing or good conduct.
- Does being on this list mean the app is safe to borrow from?
- No. This list records legal status only. A registered lender can still charge rates you cannot afford. Registration means the company is accountable to a regulator you can complain to, which an unregistered app is not.
- Paano malalaman kung legit ang lending app?
- Search the app name here to see the operating company and its SEC registration number, then confirm it yourself on the SEC's official list of recorded online lending platforms. If the app cannot name a registered company behind it, treat it as unregistered.
- How often is this list updated?
- Each entry carries its own last-verified date, shown on the app's page. Our records are maintained by hand and can lag behind official SEC updates, so the SEC website is always the authority.