LegitLend PH
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Registered with the SEC

This company appears in the SEC's records.

Is Credit Cash legit?

Registered

Yes — Credit Cash is operated by Hi-Fin Lending Inc. (SEC Reg. No. CS201910995), a lending company registered with the Securities and Exchange Commission of the Philippines. Last cross-checked against SEC records on August 2, 2026.

SEC records for this app were last cross-checked on .

Operated by
Hi-Fin Lending Inc.
SEC Registration No.
CS201910995
Certificate of Authority
Yes

The separate SEC permit that allows a company to lend money.

Recorded online lending platform
Yes

The app itself is recorded with the SEC, not just the company.

CIC accredited
Unknown

CIC accreditation means the lender reports to the Credit Information Corporation, so paying on time can help build your formal credit history.

Loan range
Not published in our records
Platform
Google Play
Last verified by us
August 2, 2026

The date we last cross-checked this record against SEC sources.

Are you this lender? Contact us to claim or correct this listing. We verify every request against SEC records first.

Advisory timeline

SEC advisories in our records that mention this app or the company behind it, oldest first.

No SEC advisory in our records mentions this app. Our list is not exhaustive, so this is not proof that none exists.

Borrower experiences

No published experiences for this app yet. Be the first — submissions are moderated.

Your rating of Credit Cash

What happened? (optional)

Do not enter personal details. We store only what you type here, we never ask for your identity, and every submission is moderated before it is published.

Experiences are submitted by the public and are opinions, not verified facts. They are not an SEC finding and do not change an app’s registration status.

Know your rights

General information for Philippine borrowers. This is not legal advice.

They cannot contact your phonebook
Accessing your contacts and messaging your family, employer or friends about your debt is unlawful harassment. Legitimate lenders do not need your contact list.
They cannot threaten, shame or use profanity
Threats of arrest, fake legal notices, obscene language, or posting your photo online are prohibited debt collection practices under SEC rules.
Unpaid debt is not a crime
Failing to pay a loan is a civil matter, not a criminal one. Nobody can be jailed for an unpaid loan by itself.
All charges must be disclosed up front
Interest, processing fees, penalties and the total amount payable must be disclosed before you accept the loan.
You can report abuse to the SEC
Complaints about harassment or unauthorised lending go to the SEC's Corporate Governance and Finance Department. Keep screenshots, call logs and the app name.

Registered alternatives

Other apps whose operating company is currently recorded by the SEC as registered. This is not an endorsement or a recommendation to borrow — compare the real cost first.

Always cross-check directly on the SEC website

Statuses change. Suspensions and revocations happen. Our records are maintained by hand and may lag behind official updates.

Open the official SEC list

Other apps by Hi-Fin Lending Inc.

One company often runs several apps under different names.

Frequently asked about Credit Cash

Is Credit Cash legit? (Legit ba ang Credit Cash?)
Yes — Credit Cash is operated by Hi-Fin Lending Inc. (SEC Reg. No. CS201910995), a lending company registered with the Securities and Exchange Commission of the Philippines. Last cross-checked against SEC records on August 2, 2026.
Who operates Credit Cash?
Credit Cash is operated by Hi-Fin Lending Inc., SEC Registration No. CS201910995. In the Philippines a lending app is not a company in itself — it is a product of a registered lending or financing company, and that company is who you are actually borrowing from.
Is Credit Cash SEC registered?
Hi-Fin Lending Inc. appears in SEC records as a registered lending company. It holds a Certificate of Authority to operate as a lending company, and the Credit Cash platform is recorded on the SEC's list of online lending platforms. Registration is not an endorsement — it only means the company is accountable to the SEC.
Is Credit Cash a scam?
We have no SEC advisory in our records naming Credit Cash. That is not the same as a guarantee: our list is maintained by hand, is not exhaustive, and statuses change. Always cross-check on the SEC website before you borrow.
What should I do if Credit Cash harasses me or contacts my phonebook?
Contacting your phone contacts, shaming you publicly, or threatening you is prohibited debt-collection conduct regardless of whether the lender is registered. Revoke the app's contacts and storage permissions in your phone settings, keep screenshots, and report it to the SEC Enforcement and Investor Protection Department. You can also file a report with us so other borrowers see the pattern.

LegitLend PH is an independent information resource. We are not a lender, we are not affiliated with the SEC, and we do not process loan applications. How to check a lender yourself